bima12Laporan Wartawan , Toni Hermawan. , KOTA BIMA - Bencana banjir bembali merendam Kota Bima, Nusa Tenggara BaratPMSBY Scheme: The 12 Rupees Insurance Scheme. The Pradhan Mantri Suraksha Bima Yojana (PMSBY), popularly known as the 12 Rupees insurance scheme is one of the three social